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Investment Management - Expirenced in Finance, Invested in You

Bucket 1 - 6 months to 5 years

Bucket 1 - 6 months to 5 years

This portion of a client's portfolio is often allocated to short-term, liquid fixed-income instruments such as money markets, US Treasuries, short duration ETFs, CDs, and other types of individual bonds such as short-term municipal, agency and corporate bonds. 

Bucket 2 - 5 years to 10 years

Bucket 2 - 5 years to 10 years

When clients have sufficiently funded their short-term bucket to address immediate needs and are ready to allocate a portion of their portfolio to a slightly longer holding period, we begin allocating funds to investment vehicles offering higher yields or similar yields with growth potential. These strategies, often termed as balanced investments, encompass instruments like market-linked CDs, bank notes, high-yield bonds, private debt funds, and selected preferred stocks.

Bucket 3 - 10 years and beyond

Bucket 3 - 10 years and beyond

Usually, this segment primarily employs growth strategies, utilizing investment vehicles like stocks, mutual funds, ETFs, private equity, and hedge funds. These products entail higher risk levels and may not be suitable for clients with shorter time horizons.

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